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Outsourcing versus insourcing is a decision faced by financial institutions, both small and large. Some companies rely heavily on consultants to staff IT projects, while others prefer full-time employees (FTEs). In today’s economy, strategic staffing direction is designed to keep payroll and overhead to a minimum, but there is market share to grow and critical projects to deliver, leaving you stuck between the proverbial rock and a hard place. There is only so much you can do. Additional support is necessary, but do you grow your staff or engage contract resources? The decision between investing in new employees or consultants is a critical one – affecting corporate culture, expectations, results, and the bottom line.