Underwriting

The iPartners Scorecard is a dynamic solution that provides the information underwriting needs to monitor the business being written from a variety of different perspectives through a simple, intuitive interface.

You have instant access to premium and loss information and you define the report parameters through an easy selection process. The system allows you to view data like policy experience by individual producer, by line and by state. You can track loss ratios by line, state, policy form or classification allowing you to make decisions like limiting or spreading your property exposure in areas prone to hurricanes or fire, adjusting policy terms or, exiting a market that is not performing as expected.

Underwriters are able to instantly pull information on a specific type of risk like commercial property with policy limits over a certain threshold and with renewal dates in a defined timeframe. They would then be able to quickly determine the overall exposure in this category and the current loss ratios and if necessary order pre-renewal inspections.

Regular on-line audits can be performed to validate that underwriting guidelines for risks that have certain loss ratios with experience factors greater than a specified amount are having additional underwriting reviews completed or more frequent loss surveys done.

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