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Terrace has announced a new capability for Terrace ABS - Ribbon Themes. Our new versions of Terrace will provide a capability to select Menu / Action Ribbons with pre-configured 'themes'. Terrace will provide tailored 'themes' for each of our different user types - retail agency, wholesale broker, MGA, etc. These 'themes' will provide a streamlined user expereince for our users while enabling our customers to transact a variety of different business all in the same platform. this new capability will be made available on a BETA basis to selected customers beginning in the second quarter of 2010.